|【职位概况】全职 - 长期工 - 白班
||【上班日期】[ 立即 ]
|【可否学生】欢迎学生 / 须有工签
 Conflict Management
 Credit Analysis
The Credit Analyst is a key member of the Corporate Finance team. The Credit Analyst
Grade 6 role will act as an additional resource to the existing 3 person deal teams in
Corporate Finance – deal teams include an Associate, a Senior Account Manager and
Senior Relationship Manager. The Credit Analyst will be considered a development
position for the Associate deal team role. The subject position will be assigned
responsibilities by the Managing Director & Team Lead and will include analyzing
financial and operating data for trends in financial performance of companies and
industries, monitoring activities including: required monthly and quarterly monitoring
(primarily margin/borrowing base and covenant tests, current asset, margin & financial
trending) to assist and support the deal teams in maintaining compliance within the
Corporate Finance portfolio. The Credit Analyst will also assist with setting up margin
cards, creating security listings for new accounts and transfers to/from other Bank
A. Credit Risk and Financial Analysis 50%
B. Portfolio Management Support 50%
A. Credit Risk and Financial Analysis
Assist with research and analysis of financial and operating information related to
companies and industries to assess credit risk of present and potential client exposures.
Assist with Financial Statement analysis including completion of financial statement
spreading within Moody’s Risk Analysis (MRA) software to facilitate risk rating of the
entity and test compliance with financial covenants.
Assist with risk rating calculations to complete risk assessment.
Assist with due diligence and credit analysis on new and existing relationships to
complete steps needed to proceed to funding new loans and to monitor existing
B. Portfolio Management
Assist with spreading financial statements and undertaking trend analysis of
receivables, inventories, payables, margin/borrowing base and covenants to monitor
and control client credit facilities.
Provide analytical findings to Account Management Team including input on credit risks
and related mitigants to client credit exposure and credit applications.
Adhere to Commercial lending processes, policies and procedures, legal and ethical
requirements and regulations, audit requirements, and established risk guidelines.
Maintain up-to-date knowledge of Commercial products, processes, and relevant legal,
regulatory and technology requirements through audits and quality checks, to ensure
decisions are adequately documented, and clearly communicated.
Business Acumen Working
Business Valuation Basic
Conflict Management & Resolution Working
Environmental Understanding Working
Financial Understanding Working
Problem Solving Working
Relationship Management Working
Risk Management Basic
Sales & Service Processes Working
Strategic Business Planning Basic
An undergraduate degree, ideally Business/Commerce or similar
Preference given to a graduate degree/CA/CGA/CFA or comparable Credit analysis
training and experience